Flexible Payment Options

Repairing or replacing damaged auto glass doesn't mean you have to file an insurance claim or pay a deductible.

Flexible Payment Options

Repairing or replacing damaged auto glass doesn't mean you have to file an insurance claim or pay a deductible.

Repairing or replacing damaged auto glass doesn't mean you have to file an insurance claim or pay a deductible.

Why Pay Out of Pocket?

Filing an insurance claim isn't your only option for repair and replacement glass services. Many drivers choose to pay for repairs directly — and in the right situation, it can be a smart and simple decision. Here’s when that might make sense:

Lower Repair Costs

When repair costs are lower than your insurance deductible, paying out of pocket makes financial sense.

No Insurance Claim

For minor repairs, paying directly can be a simple option if you'd prefer not to involve your insurance.

Same Quality Repairs

You can expect the same quality repairs without filing an insurance claim.

Drivers choose glass repair or replacement without insurance for several reasons

Whether it's financial considerations, policy management, or simply personal preference, paying out of pocket for glass repairs is a common and viable option.

Debit

Customers who want to avoid debt or interest.

No interest or fees – Unlike credit cards or financing, there's no added cost.

Budget-friendly – Helps customers stay within their means and avoid overspending.

No credit check required – Ideal for those who prefer privacy or have credit concerns.

Simple transaction – No paperwork or approval process.

Credit Card

Customers who want flexibility or rewards.

Earn rewards – Points, cash back, or travel miles depending on the card. ​

Deferred payment – Allows customers to pay over time if needed. ​

Emergency coverage – Useful if the repair is unexpected and funds aren’t immediately available. ​ Build credit – Responsible use can improve credit score.

Financing

Customers who want to spread payments over time.​

No upfront cost – Repairs can be done now, paid later. ​

Flexible terms – Monthly payments tailored to budget. ​

Access to larger repairs – Makes higher-cost repairs more manageable. ​

No disruption to savings – Preserves cash flow for other needs.

Financing Options

Klarna

Split your glass repair into 4 interest-free payments, pay in 30 days, or finance up to 36 months.

FAQ's: Glass repair or replacement without insurance claims
  • Can I still get quality repairs without filing an insurance claim?

  • Will a repair company refuse to work on my car if I don’t file an insurance claim?

  • Does Caliber Auto Glass offer financing for glass repair or replacement without filing an insurance claim?

  • Can I get my windshield fixed without an insurance claim?

  • How much does glass repair or replacement usually cost without filing an insurance claim?

Learn more about your insurance vs. out of pocket options

Comprehensive Hail Damage Glass Repair & Replacement Services

If you find yourself staring at a damaged windshield or shattered windows after a storm, it's essential to get these repairs done swiftly and efficiently.

Can I Get My Car Fixed Without Filing an Insurance Claim?

Accidents happen. At Caliber Collision, many drivers ask, “Can I get my car fixed without an insurance claim?” The answer is yes!

Why is Windshield Calibration Needed After Windshield Replacement?

Calibrating your windshield properly after a replacement has a huge impact on the safety of your vehicle if you have ADAS features.

Find a Caliber Auto Glass Near You

Find out if we’re in your area to get your auto glass and safety systems back in the clear.

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How can we help? Let’s get you back on the road

Get an estimate

Tell us about you and your vehicle to get a free initial repair estimate.

Book an appointment

Find a time that works best for you and we’ll start Restoring the Rhythm of your Life.

Contact us

If there’s something specific you need help with, let us know.